Happy New Year! Every January, millions of Americans make new year resolutions, only to abandon them in a few weeks. Many people resolve to spend less and save more, look into new investments, or start planning for retirement. So how can you keep your financial resolutions for 2015? Much like going on a diet, making changes to your lifestyle takes planning. Making reasonable changes and setting attainable goals can help you get started. The first step should be making a budget to have a better picture of your financial situation. A budget also helps you determine where your money goes and where you can make some cuts. Include your new savings plan into your budget and you’ll be well on your way to financial success! Don’t be afraid to make changes to your budget if you feel it doesn’t fit your lifestyle, but keep your eyes on your final goal. This article gives some tips on how to make your new year resolutions work in the long run.